Western Union, Beforepay collaboration boosts cross-border money transfers

KUALA LUMPUR, Feb 24 (Bernama) -- Western Union and Beforepay announced a first-of-its-kind collaboration, allowing consumers to boost their cross-border money transfers by accessing reliable, ethical and affordable short-term lending.

According to Western Union in a statement, consumers can ‘Send Now, Pay Later’ by borrowing up to A$2,000 through Beforepay’s wage-advance product on Western Union’s digital channels. (A$1=RM3.02)

“Western Union’s mission is to make financial services accessible to people everywhere. Our collaboration with Beforepay is another step towards achieving this mission, giving customers the opportunity to access additional funds as they send money to families and communities.

“We are excited about the positive impact it can have for consumers, as they proactively look for convenient options to meet their financial needs,” said Western Union Regional Vice President of Australia, New Zealand and the Pacific Islands, Gregory Laurent.

Exclusive insights from Western Union research show that as many as 44 per cent of Australia’s consumers would like to have the choice to ‘Send Now, Pay Later’ when transferring money worldwide.

By accessing Beforepay’s wage-advance product via Western Union’s mobile app and website, customers will be able to increase how much they transfer.

Registration to access the additional funds can be completed within minutes and once issued, can be repaid in multiple installments. International money transfers through Western Union can be sent to over 200 countries and territories.

The announcement reinforces Western Union’s ‘Evolve 2025’ strategy to combine high-value, accessible retail and digital financial services in which the company is committed to helping people worldwide who aspire to build financial futures for themselves, their loved ones and their communities.

-- BERNAMA

Cradlepoint, Ericsson showcase dual network slicing implementation for enterprise

KUALA LUMPUR, Feb 23 (Bernama) -- Cradlepoint has demonstrated application-based traffic steering into two carrier-defined network slices on its fixed wireless and in-vehicle 5G enterprise networking solutions at Australian carrier, Optus’ Tech Day.

Using Cradlepoint 5G routers at the wide area network (WAN) edge and leveraging Optus’s 5G standalone live network based on Ericsson’s 5G Core and radio access network (RAN) with network slicing capability enabled, this was the world’s first demonstration of dual network slicing for businesses using a live production network. 

According to Cradlepoint in a statement, the demonstration showed how carriers can create different network slices, each with its own performance characteristics and security rules, to uniquely support the different types of applications businesses rely on.

Cradlepoint senior vice president, Nathan McGregor said the ever-evolving capabilities of 5G connectivity are such an exciting part of network infrastructure today.

“This was a strong example of how Cradlepoint and Ericsson are working together to deliver solutions that will help carriers monetise their 5G infrastructure investment and facilitate the transition to 5G as essential WAN connectivity,” he said.

Meanwhile, Head of Ericsson Global Customer Unit, Singtel, Martin Wiktorin said: “Network slicing is a key enabler for unlocking opportunities through service differentiation and guaranteed performance.

“Using an end-to-end approach, Ericsson has developed the most complete network slicing portfolio including 5G Core and 5G RAN Slicing with quality of service differentiation for automated and fast service delivery of new and innovative 5G use cases,” Wiktorin added.

The demonstration showed premium and default slices, with the ability to recognise, classify and steer corporate applications into the correct slice.

Cradlepoint, the global leader in cloud-delivered LTE and 5G wireless network solutions is headquartered in Boise, Idaho, United States with international offices in Asia Pacific, Canada, Europe, India and Latin America.

-- BERNAMA

FourKites: 50 pct shippers have zero visibility into ocean freight

KUALA LUMPUR, Feb 23 (Bernama) -- A new study by FourKites revealed that the past few years of supply chain disruptions including COVID-19, market volatility, global political conflict, material shortages and extreme weather events have driven 73 per cent of respondents to invest in supply chain visibility, with 46 per cent planning to invest more this year.

In a statement, FourKites said other key survey findings included 50 per cent of respondents reported having zero visibility into their ocean freight, with more than 20 per cent relying on manual track-and-trace processes to track their ocean freight.

More than half of respondents were most concerned about labour challenges, high shipping costs and impacts to customer service, with 35 per cent also reporting concerns around congestion at the ports whilst 73 per cent of respondents reported having some level of visibility into their over-the-road (OTR) shipping.

The survey findings have been published in the report titled The Great Reset: Ocean Shipping in a Post-Pandemic World that includes expert analysis on the current state of ocean shipping, predictions for 2023 and ways shippers can shore up their supply chains to build resilience for the future.

VentureSoftPM founder and an industry expert, Chris Stauber said shippers and other players in the supply chain ecosystem are getting smarter about allocations by tapping into more reliable and real-time data, instead of guessing.

“They want to know, for instance, what the risk-versus-reward will be for going to an extra port or country to move their containers, or for shifting from one supplier to three for raw supplies. Additional investment is required to get better data, but the value of that data brings a huge reduction in risk,” he said.

FourKites’ has seen continued growth in its ocean visibility business over the past year with now tracking 98 per cent of global ocean container traffic across more than 270 lanes and 120 carriers, across every container port in North America and all major ports in Europe.

Over the last 12 months, FourKites has tracked more than 1.3 million ocean shipments, a 163 per cent increase in ocean volume year-over-year (yoy) and has seen 70 per cent growth in ocean customers yoy, with customers now including Cardinal Health, LyondellBasell and McCain Foods.

The survey polled over 350 supply chain professionals to shed light on the top issues facing the ocean shipping industry.

-- BERNAMA

AM BEST REVISES OUTLOOKS TO STABLE FOR PACIFIC INTERNATIONAL INSURANCE PTY LIMITED

SINGAPORE, Feb 24 (Bernama-BUSINESS WIRE) -- AM Best has revised the outlooks to stable from negative and affirmed the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of “bbb” (Good) of Pacific International Insurance Pty Limited (Pacific) (Australia).

The Credit Ratings (ratings) reflect Pacific’s balance sheet strength, which AM Best assesses as adequate, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management (ERM). These ratings also factor in a neutral impact from Pacific’s ultimate owner, Badger Mutual Wealth (Pty) Ltd (the Badger group), an insurance group domiciled in South Africa.

The revised outlooks reflect an improving trend in Pacific’s balance sheet strength, supported by internal capital generation and capital injections totaling AUD 9 million during the 2023 fiscal year (FY) ending 30 June. The company’s balance sheet strength assessment is underpinned by risk-adjusted capitalisation, which was at the strong level in FY2022, as measured by Best’s Capital Adequacy Ratio (BCAR). The capital injections, conservative investment strategy and continued positive underwriting results over the medium term, are expected to stabilise its risk-adjusted capitalisation at the strongest level. However, Pacific’s capital adequacy remains sensitive to the successful execution of its business plan, achievement of its performance targets and projected capital generation over the medium term.

AM Best views Pacific’s operating performance as adequate. The company is demonstrating a positive trend in its underwriting performance after reporting losses in FY2020 and FY2021. The company reported a profit of AUD2.2 million in FY2022, and its FY2023 six-month operating results are also in line with management’s expectation of profitability. Pacific experienced an elevated expense ratio following the Badger group’s acquisition, due to the onboarding of a sizeable motor portfolio and a significant investment made to support its market positioning, but expenses are expected to trend lower as the company’s operational scale expands in the near term. Pacific is monitoring its product offerings and pricing risks to support its prospective operating performance.

AM Best assesses Pacific’s business profile as limited. This reflects the company’s relatively modest scale of operations. Whilst Pacific’s net retained insurance portfolio is predominantly motor and motor-related products at present, AM Best expects Pacific’s premium base to grow modestly in its other lines of business such as pet insurance and binder partners, as well as a partnership with a motor vehicle novated lease insurance distributor in Australia.

AM Best assesses Pacific’s ERM as appropriate, given the size, nature and the complexity of its operations. However, AM Best views ongoing strengthening of the company’s ERM capabilities as necessary to support its increasing operational scale and widened product offering in the near to medium term.

Ratings are communicated to rated entities prior to publication. Unless stated otherwise, the ratings were not amended subsequent to that communication.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best’s Credit Ratings. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2023 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED. 

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GAIN SECOND CITIZENSHIP IN ST KITTS AND NEVIS FOR A REDUCED FEE - BUT ONLY UNTIL END JUNE 2023

Basseterre, Feb 23 (Bernama-GLOBE NEWSWIRE) -- The luxurious island of St Kitts and Nevis is offering investors the chance to gain coveted second citizenship in the nation through its citizenship by investment programme. For a limited time only, investors can contribute a reduced amount of US$125 000.00 to the Sustainable Growth Fund – the offer ends 30 June 2023.   

St Kitts and Nevis has been on a drive to attract discerning investors and recently announced substantial and industry-leading changes to its citizenship by investment programme. The changes will see high levels of integrity being injected into the programme thanks to these administrative improvements. The citizenship by investment programme has also been structured to allow for greater transparency and accountability, and investment options have been tailored to align with market realities while preserving the platinum brand. 

From 1 January 2023 until 30 June 2023, those looking to tap into St Kitts and Nevis’ enriching base can make a donation of just US$125 000.00 into the country’s Sustainable Growth Fund (SGF) and gain second citizenship in just 60 days. From 1 July 2023, the contribution will increase to US$150 000.00 per main applicant. 
 

Why should you invest in St Kitts and Nevis 

Being a dual citizen of St Kitts and Nevis offers a plethora of benefits – from family reunification and global mobility to enhanced security and increased economic opportunities, there are so many reasons entrepreneurs and families should seriously consider the dual island nation. 

Situated between Anguilla and Montserrat, St Kitts and Nevis features pristine beaches, wondrous volcanoes, and beguiling rainforests. St Kitts and Nevis has a population of over 52,000, with an economy reliant on tourism, export-oriented manufacturing, and offshore banking. 

St Kitts and Nevis Citizenship by Investment Programme is the world’s longest-running CBI programme (launched in 1984) and one of the most trusted, being the first of its kind. 

Since the island has award-winning and internationally acclaimed education institutions like veterinary and medical universities, it attracts global-minded professionals. People from all over the world come to St Kitts and Nevis, over a million a year to be exact, because of its booming tourism sector. Many enjoy it so much that they end up staying. Now, with more work-from-home policies than ever, many see the Caribbean as the perfect destination to get away from the bustle of big cities while continuing to be connected when business calls.    

In an increasingly globalised world, unrestricted mobility is a vital tool that can help level your business to an international market. A 2022 report released by the Financial Times’ Professional Wealth Management (PWM) magazine recognised St Kitts and Nevis for having the most extensive global mobility offering in the Caribbean out of all Caribbean CBI nations.  

St Kitts and Nevis remains in high demand as a renowned port for its exceptional tourism, complemented by an unmatched experience. The nation achieved the honorary marquee tourist destination status and welcomed one million cruise passengers for two consecutive years prior to the pandemic. This means that no matter where you invest in the country, you can get a bang for your buck as almost every sector on the islands is touched by people coming and going. 

Citizenship by investment programmes offer the opportunity for reputable individuals to legally obtain new citizenship in return for an investment in the economy of the host country. The main goal of these programmes is to find a win-win solution for both investors and the countries offering citizenship by investment programme. 

This process aims to be relatively smooth provided that an investor delivers all the necessary documentation, passes all necessary due diligence checks, and makes the qualifying investment. The investment made by that individual is often put towards improving the quality of life for those inhabiting the host country. 

The process to obtain citizenship of St Kitts and Nevis takes approximately 90 days from submission to approval in principle on the normal route. However, this can be fast-tracked to 60 days or less under the nation’s Accelerated CBI Application for an additional fee. 

There are no obligatory travel or residency requirements for this programme and no interview or language requirements.  

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MEDIDATA BOLSTERS SENIOR LEADERSHIP TEAM TO FURTHER ACCELERATE THE DIGITAL TRANSFORMATION OF LIFE SCIENCES WITH UNMATCHED END-TO-END SOLUTIONS

Pascal Daloz Named CEO and Michael Pray Named COO of Medidata

NEW YORK, Feb 22 (Bernama-BUSINESS WIRE) -- Medidata, a Dassault Systèmes company, today announced a new leadership structure designed to fuel its mission of creating end-to-end solutions that power smarter treatments and healthier people. The strategic evolution is an opportunity to further long-term goals and growth to enhance customers’ ability to unlock greater value across the Dassault Systèmes portfolio, ultimately taking drug development to new heights.

Pascal Daloz, an accomplished leader at Dassault Systèmes, was named CEO of Medidata. Daloz played a key role in the success of the acquisition of Medidata in 2019, and his proven success as a business leader and visionary are a great complement to Medidata.

Michael Pray was named company COO. In his prior role as Medidata chief commercial officer, he was instrumental in the rapid growth of the company, which includes more than doubling total revenue to over $1B and 100 percent growth in number of customers during the last six years. Pray will lead the day-to-day operations at Medidata, and will work closely with Daloz to build a complete solution set serving the life sciences industry at large.

“Customers are asking to do more with Medidata, and we are evolving to meet their digital transformation needs,” said Pascal Daloz, Medidata CEO. “Building on the strong foundation that has been set over the last twenty years, we will continue to pioneer unmatched solutions across the life sciences lifecycle. We are extremely committed to this industry and will continue investing to achieve the vision that includes prevention to precision medicine and discovery to distribution, in order to be at the center of every patient journey.”

Medidata is a wholly owned subsidiary of Dassault Systèmes, which with its 3DEXPERIENCE platform is positioned to lead the digital transformation of life sciences in the age of personalized medicine with the first end-to-end scientific and business platform, from research to commercialization. 

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JOWIN, THE APPLE IN KOREA'S CANCER TREATMENT, EXPANDS THEIR BUSINESS GLOBALLY

• Korea's innovative venture company Jowin declares its expansion into the global cancer care market through the establishment of a global telemedicine platform.
• A telemedicine platform for overseas patients with stage 4 and terminal cancer will be launched in the first half of this year.
• It will provide remote, non-face-to-face treatments to cancer patients and foster local cansultants worldwide

SEOUL, South Korea, Feb 22 (Bernama-GLOBE NEWSWIRE) -- Jowin, which has shown great results in clinical trials of many stage 4 and terminal cancer patients in Korea over the past few years, sets this year as its first year of entering the global cancer care market and will establish a global telemedicine platform that provides high-quality non-face-to-face care services to patients with stage 4 and terminal cancer.

Jowin plans to launch a telemedicine platform that can be accessed via its smartphone application in the first half of 2023. The platform will gradually expand into the global market after its first launch in Korea and Southeast Asian countries.

Jowin’s telemedicine platform will be available worldwide to cancer patients and caregivers. When the basic personal information and condition of a cancer patient is registered on the app, a “cansultant,” a counselor specializing in cancer patients at Jowin, reviews the patient's medical record and provides them a consultation service for the patient’s current status and other factors. Afterward, the patient proceeds to a non-face-to-face medical examination with one of Jowin’s oriental doctors and receives a prescription as needed. Because emotional distress is another difficult battle that cancer patients experience, cansultants will provide therapy for areas such as fear of death, anxiety and concerns about relapse, an important service in telemedicine.

Through its telemedicine platform, Jowin will provide patients with a total solution that includes “UNBIJE,” a natural anti-cancer drug made from a natural mineral, “HiB&D,” a nutritional supplement exclusively for cancer patients, a protein supplement to support immunity and nutritional balance, and a “body temperature-raising mineral water” that has been filed to the U.S. Food and Drug Administration (FDA).

UNBIJE is a non-toxic bio-pharmaceutical developed by Jowin with the natural mineral “sericite,” which has shown great efficacy through clinical trials over the past several years. The mechanism of its cancer treatment efficacy was published in “Hindawi,” the internationally renowned SCI-grade journal for alternative medicine, in October 2022. Jowin owns a large-scale sericite mine, which allows it to use the mineral in production.

Soo-hyun Kim, chairman of Jowin, revealed the motivation behind the platform's launch by saying, "I have been able to give hope to many cancer patients by treating those in Korea who have been abandoned by modern medicine through Jowin’s affiliated cancer hospital for numerous years. We wish to adopt the non-face-to-face telemedicine method to help overseas cancer patients connect with named doctors in the cancer treatment field in Korea.”

With the launch of its global telemedicine platform, Jowin plans to recruit partners in various countries. The partners will recruit and train local cansultants and cancer patients who are difficult to treat with modern medicine to provide them with telemedicine services or medical tours to excellent cancer treatment hospitals affiliated with Jowin in Korea. Those interested in the partnership can apply on Jowin’s website.

CEO Yeon-jeong Yoo, a doctor of medicine, said, “Jowin plans to supply its total cancer treatment solution, the front-runner in K-Medi, to other countries by actively forming partnerships with local companies as we have in Bangladesh.” 

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DEXCOM G6 CONTINUOUS GLUCOSE MONITORING SYSTEM LAUNCHES IN SINGAPORE

Innovative new CGM system eliminates routine fingersticks for people with diabetes

SINGAPORE, Feb 22 (Bernama-BUSINESS WIRE) -- Dexcom, Inc. (NASDAQ:DXCM), a global leader in real-time continuous glucose monitoring (CGM) for people with diabetes, announced today the launch of its Dexcom G6 CGM System in Singapore for people with diabetes ages two years and older, including pregnant women, and the appointment of DKSH Singapore Pte Ltd as sales, marketing, and distribution service provider.

The Dexcom G6 uses a small, wearable sensor and transmitter to continuously measure and send glucose levels wirelessly to a receiver or compatible smart device^*, enabling patients to receive real-time glucose data without the need to prick their finger^†. The system also offers customizable alerts and alarms to help avoid dangerous low and high blood sugar events.

"The launch of Dexcom G6 in Singapore is a significant milestone for our company," said Scott Moss, VP at Dexcom, Asia-Pacific. "This launch marks the first time Dexcom CGM is available to people living with diabetes in Southeast Asia, and with the recent opening of our regional headquarters in Singapore, we look forward to bringing Dexcom CGM to additional markets in the region in the near future."

The Dexcom G6 app for compatible iOS and Android devices^* also allows patients to share their glucose information with up to ten followers^‡, enabling family, loved ones, and healthcare providers to remotely monitor patients for extra peace of mind.

Dexcom G6 features that empower users to take control of their health:

• Elimination of fingersticks for calibration and diabetes treatment decisions^†
• Continuous glucose readings sent automatically using Bluetooth technology to any compatible smart device^*, or to a Dexcom receiver, at five-minute intervals
• Customisable alerts and alarms, including Urgent Low Soon alert, which can warn users up to 20 minutes in advance of an urgent hypoglycemic event, so they can take steps to prevent it
• Real-time data sharing with the Dexcom G6 app, allowing the user to share their glucose data with up to ten followers^‡ to monitor their glucose levels remotely for extra peace of mind
• 10-day sensor allowing for longer wear
• A slim transmitter with a lower profile for more discreet wearability
• An auto-applicator designed to make sensor insertion simple with the touch of a button
• A newly designed receiver with a touch screen display (receiver/display device is optional)
• New sensor membrane that enables acetaminophen use without any effect on glucose readings^§

The Dexcom G6 CGM System connects to the Dexcom G6 app, available for download from the Apple App Store or Google Play store, for use with a compatible Apple or Android smart device. Alternatively, patients can see glucose readings on the optional Dexcom G6 touch screen receiver that can be purchased separately.

Dexcom G6 CGM received its approval from Singapore’s HSA late last year and can now be accessed by Singaporeans this month. For more information on Dexcom G6, visit www.dexcom.com/sg.

About Dexcom, Inc.

DexCom, Inc. empowers people to take real-time control of health through innovative continuous glucose monitoring (CGM) systems. Headquartered in San Diego, Calif., and with operations across Europe and select parts of Asia/Oceania, Dexcom has emerged as a leader of diabetes care technology. By listening to the needs of users, caregivers, and providers, Dexcom works to simplify and improve diabetes management around the world. For more information on Dexcom, visit https://www.dexcom.com/en-us/about-dexcom. 

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CLASSIC PARADE FLAGS OFF UK'S FIRST CRYPTOCURRENCY PAYMENT SERVICE TO RENT SUPERCARS

KUALA LUMPUR, Feb 22 (Bernama) -- Supercar rental company Classic Parade has launched a cryptocurrency payment system, the first in the United Kingdom (UK), to rent the world's most impressive supercars.

According to a statement, customers can now choose to pay to for selection of over 100 supercars from 28 luxury marques in Bitcoin or Ethereum cryptocurrency as well as in Pound Sterling.

One of the cars available at its showrooms in London, Manchester and Edinburgh, is the GBP 2.4 million Bugatti Chiron, which costs GBP 200,000 a day to rent, or 220.75 ETH, or 11.696 BTC. (GBP 1 = RM5.38)

Classic Parade founder and owner Andrew Brown said: “Our clientele are international and want to be able to pay to rent our supercars without the hassle and cost of exchange rates and transfer fees.

"Many of our clientele have significant holdings in cryptocurrency and so it makes sense to offer this option for them. The transactions are immediate, and we can also take the deposits in crypto as well, and then it is easy to return the deposit after the rental has expired as well."

Crypto payments are made to Classic Parade's secure wallet and all necessary steps are taken to ensure the safety of the financial transfers. 

Once the funds have been transferred and the rental agreements are signed, the supercar is either collected or delivered to the customers address in the UK. 

“We have to go through the usual identity checks needed to hire a vehicle, but these are easy to process, and it becomes much easier with every repeat transaction. This way we can also provide adequate ‘know your customer’ checks,” added Brown.

More details at https://www.classicparade.co.uk

-- BERNAMA

GTJAI LAUNCHED THE MARGIN INTEREST RATE PROMOTION AS LOW AS 3.88%, ASSISTING CLIENTS IN CAPTURING INVESTMENT OPPORTUNITIES IN 2023

HONG KONG, Feb 21 (Bernama-BUSINESS WIRE) -- Guotai Junan International Holdings Limited ("Guotai Junan International", along with the other subsidiaries, or the "Company", “GTJAI”, stock code: 1788.HK) announces that to reward new and existing customers for their trust and support, Guotai Junan Securities (Hong Kong) Co., Ltd., a subsidiary of the Company, is grandly launching On-Sale HKD Margin Financing Interest Rate which is as low as 3.88% after the rebate. Both new and existing customers can enjoy the preferential financing interest rate provided by the Company, assisting customers in deploying opportunities in the global capital market in 2023 under the high interest rate environment. Based on the information from the third-party consumer information platform (as of February 20, 2023), the Company's currently launched preferential margin interest rate is one of the lowest among its peers in Hong Kong. The activity period is from February 20 to May 31 ("the Period"), and the number of seats is limited, first come first served.

This press release features multimedia. View the full release here: 
https://www.businesswire.com/news/home/20230220005112/en/

 

More Offers:

New customers who open an account before March 31 will enjoy an additional "Triple Gift" (including account opening, deposit and share transfer gifts, with a total value of more than HK$2,500). For details of the event, please refer to the promotion terms published on the official website and detailed rules (www.gtjai.com). Feel free to contact your account manager or our Customer Service Department (Tel: 4008 095 521 / (852) 2509 7524

Disclaimer

The risk of loss in financing a transaction by depositing collateral can be substantial. You may sustain losses in excess of the assets you deposit as collateral. You may be notified shortly to deposit additional margin payments or to pay interest. If you fail to pay the required margin payment or interest within the specified time, your collateral may be sold without its consent. This promotion does not constitute an offer, solicitation, recommendation, opinion or any guarantee of any securities, financial products or instruments. For details, please refer to the relevant terms of the Securities Trading Client Agreement and the Securities Margin Trading Agreement (including the "Risk Disclosure Statement"). The margin account is bound by the relevant terms. This press release is limited to overseas media distribution.

About GTJAI

Guotai Junan International (“GTJAI”, Stock Code: 1788.HK) is the market leader and first mover for internationalization of Chinese Securities Company as well as the first Chinese securities broker listed on the Main Board of The Hong Kong Stock Exchange through initial public offering. It has also been included in FTSE4Good Index by London Stock Exchange of the United Kingdom. Based in Hong Kong, GTJAI provides comprehensive, diversified and high-quality integrated financial services. Core business includes brokerage, corporate finance, asset management, loans and financing, financial products, which cover three dimensions including individual finance (wealth management), institutional finance (institutional investor services and corporate finance service) and investment management. GTJAI has been assigned “Baa2” and “BBB+” long term issuer rating from Moody and Standard & Poor respectively. The controlling shareholder, Guotai Junan Securities Company Limited (Stock Code: 601211.SH; 2611.HK), is the comprehensive financial provider with a long-term, sustainable and overall leading position in the Chinese securities industry. For more information about GTJAI, please visit http://www.gtjai.com 

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DOMINICA PAVES SUSTAINABLE FUTURE FOR ALL CITIZENS

Roseau, Feb 17 (Bernama-GLOBE NEWSWIRE) -- The Commonwealth of Dominica is paving the way to create a sustainable future for its citizens. 

The country deals with adverse climate conditions on an annual basis caused by climate change. Global warming affects seawater temperatures that influence natural disasters. The severity and frequency of natural disasters in the Caribbean have increased in recent years, such as the 2017 Atlantic hurricanes Irma and Maria.   

Dominica has used funds received from the Citizenship by Investment (CBI) Programme to pursue its sustainability goals.  

These sustainable goals include Dominica’s successful adoption of clean energy – 28 percent of the country’s electricity is generated by hydropower and wind energy, more than any other country in the Caribbean Community (CARICOM) region.  

During his 2022-2023 Budget presentation, the Prime Minister of Dominica, Dr Roosevelt Skerrit, presented updates on the construction of the geothermal power plant project that will be commissioned by the end of 2024 to improve independent energy resources. The Dominica Geothermal Development Company (DGDC) is developing the project and plans for a 10-MW capacity plant that will be located in Roseau Valley.  

Dominica had signed a US$33.7 million contract with DGDC to drill two additional wells in the country, meanwhile the well pads and access roads will be built by ACE engineering with a US$8.5 million contract. ACE engineering are near completion with the well pads and access roads. After drilling and testing, the project will advance to the construction of the power plant.  

The preparatory work for the construction of the transmission network from Roseau Vally to Fond Cole and Sugar Loaf, were two contracts awarded valued at US$2.5 million. This will supply power from both the geothermal and hydropower power plants to the rest of Dominica. The project will include the upgrade of the transmission lines from 11kV to 33kV and 99kV to reduce line loss and be more resilient to climate change events. 

“I say to our young people that the investments we are making in the development of our geothermal resources is for them – a future Dominica with high-paying jobs and careers in the areas of geological sciences, geothermal energy, project management, mechanical, industrial and electrical engineering,” said Prime Minister Skerrit, emphasising the socio-economic benefit these upgrades will have for the Dominican youth. 

Dominica is also committed to becoming carbon neutral by 2030, through the use of the Dominica Climate Resilience Recovery Plan (CRRP) that was established under the terms of the Climate Resilience Act 2018, and provides full effect to the National Resilience Development Strategy developed in 2018. 

The CRRP develops targets, defines initiatives and outlines resources needed to implement resilience measures. The CRRP has highlighted fourteen targets that include becoming carbon neutral through 100 percent domestic renewable energy production and increasing the protected forest areas to 67 percent of Dominica; zero fatalities from extreme weather events; 90 percent housing stock built or retrofitted to resilient building codes; 100 percent resettlement of individuals living in physically vulnerable locations; and for the Government and emergency services to be 100 percent functional during and after natural disasters.   

Investors have the opportunity to contribute funds towards Dominica’s sustainable economy and gain second citizenship through the country’s CBI Programme investment options. There are prerequisites per qualifying applicant that include due diligence and processing fees. 

The Economic Diversification Fund (EDF) was established to support Dominica’s development through socio-economic initiatives. Qualifying applicants may acquire citizenship through their EDF contribution. The EDF contributions are used to develop public and private sector projects including building schools, hospital renovations, and building a national sport stadium. The Fund also benefits other industries such as agriculture, information technology and tourism. 

For applicants to qualify for Dominican citizenship through the CBI Programme, applicants are required to make non-refundable EDF contribution, the amount will be determined by the number of qualifying dependants the main applicant includes in their application. 

• Main applicant fee: US$100 000,00 

• Main applicant and spouse fee: US$150 000,00 
• Main applicant and up to three dependants: US$175 000,00 
• An additional dependant under 18 years: US$25 000,00 
• An additional dependant 18 years or older: US$50 000,00 
• Processing fee per applicant: US$1 000,00 

• Due diligence fees: US$7 500,00 per main applicant, US$4 000,00 per spouse, and US$4 000,00 for qualifying dependant aged 16 years and above. 

The other CBI Programme investment option is the Real Estate Investment Option that requires qualifying applicants to purchase pre-approved property valued at at least US$200 000,00. The property investment must be held for three years from the date of the applicant’s citizenship is granted and may only be sold under the CBI Programme after five years. 

There are multiple government approved properties that allow qualifying applicants to select from such as condos, eco-lodges, hotels, luxury resorts and villas. Some popular locations are around the capital, Roseau, Portsmouth, Soufriere and Salisbury. 

Qualifying applicants are required to pay government fees as follows: 

• Main applicant fee: US$25 000,00 

• Main applicant and up to three dependants: US$35 000,00 
• Main applicant and up to five dependants: US$50 000,00 
• Any additional qualifying dependant: US$25 000,00 
• Processing fee of US$1 000,00 per applicant 

 

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LIMITED TIME OFFER: GAIN SECOND CITIZENSHIP IN ST KITTS AND NEVIS FOR A REDUCED FEE

Basseterre, Feb 17 (Bernama-GLOBE NEWSWIRE) -- The luxurious island of St Kitts and Nevis is offering investors the chance to gain coveted second citizenship in the nation through its citizenship by investment programme. For a limited time only, investors can contribute a reduced amount of US$125 000,000 to the Sustainable Growth Fund – the offer ends 30 June 2023.   

St Kitts and Nevis has been on a drive to attract discerning investors and recently announced substantial and industry-leading changes to its citizenship by investment programme. The changes will see high levels of integrity being injected into the programme thanks to these administrative improvements. The citizenship by investment programme has also been structured to allow for greater transparency and accountability, and investment options have been tailored to align with market realities while preserving the platinum brand. 

From 1 January 2023 until 30 June 2023, those looking to tap into St Kitts and Nevis’ enriching base can make a donation of just US$125 000.00 into the country’s Sustainable Growth Fund (SGF) and gain second citizenship in just 60 days. From 1 July 2023, the contribution will increase to US$150 000,00 per main applicant. 
 

Why should you invest in St Kitts and Nevis 

Being a dual citizen of St Kitts and Nevis offers a plethora of benefits – from family reunification and global mobility to enhanced security and increased economic opportunities, there are so many reasons entrepreneurs and families should seriously consider the dual island nation. 

Situated between Anguilla and Montserrat, St Kitts and Nevis features pristine beaches, wondrous volcanoes, and beguiling rainforests. St Kitts and Nevis has a population of over 52,000, with an economy reliant on tourism, export-oriented manufacturing, and offshore banking. 

St Kitts and Nevis Citizenship by Investment Programme is the world’s longest-running CBI programme (launched in 1984) and one of the most trusted, being the first of its kind. 

Since the island has award-winning and internationally acclaimed education institutions like veterinary and medical universities, it attracts global-minded professionals. People from all over the world come to St Kitts and Nevis, over a million a year to be exact, because of its booming tourism sector. Many enjoy it so much that they end up staying. Now, with more work-from-home policies than ever, many see the Caribbean as the perfect destination to get away from the bustle of big cities while continuing to be connected when business calls.    

In an increasingly globalised world, unrestricted mobility is a vital tool that can help level your business to an international market. A 2022 report released by the Financial Times’ Professional Wealth Management (PWM) magazine recognised St Kitts and Nevis for having the most extensive global mobility offering in the Caribbean out of all Caribbean CBI nations.  

St Kitts and Nevis remains in high demand as a renowned port for its exceptional tourism, complemented by an unmatched experience. The nation achieved the honorary marquee tourist destination status and welcomed one million cruise passengers for two consecutive years prior to the pandemic. This means that no matter where you invest in the country, you can get a bang for your buck as almost every sector on the islands is touched by people coming and going. 

Citizenship by investment programmes offer the opportunity for reputable individuals to legally obtain new citizenship in return for an investment in the economy of the host country. The main goal of these programmes is to find a win-win solution for both investors and the countries offering citizenship by investment programme. 

This process aims to be relatively smooth provided that an investor delivers all the necessary documentation, passes all necessary due diligence checks, and makes the qualifying investment. The investment made by that individual is often put towards improving the quality of life for those inhabiting the host country. 

The process to obtain citizenship of St Kitts and Nevis takes approximately 90 days from submission to approval in principle on the normal route. However, this can be fast-tracked to 60 days or less under the nation’s Accelerated CBI Application for an additional fee. 

There are no obligatory travel or residency requirements for this programme and no interview or language requirements. 

Investment options 

St Kitts and Nevis’s citizenship by investment programme has four investment options: 

The Sustainable Growth Fund 

Limited Time Offer: 
From 1 January to 30 June 2023, for a Limited Time Offer, a main applicant, following stringent background checks, can make a minimum investment of US$ 125,000 to the Fund and receive approval in principle within 60 days of submission of the application. 

From 1 July 2023 onwards, applicants investing through the Sustainable Growth Fund are required to make a minimum investment of US$ 150,000 and can expect approval in principle within 90 days of submission of the application. The funds raised by the SGF go towards supporting sustainable growth initiatives in the country. 

Real Estate 

This route involves investing in government-approved real estate, with independent investors needing to make a contribution of at least US$ 200,000 and hold the property for a minimum of seven years. 

Private Homes 

The Private Home Sale Investment Option will be retained as a permanent investment option under the CBI Programme, where the minimum investment per application is US$ 400,000 in a private single-family dwelling house designated as an Approved Private Home. 

Public Benefit Option 

Public Benefit Option requires a minimum investment per application of US$175,000 in an Approved Public Benefit Investment, payable to an Approved Public Benefit Investor.  

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SINGAPORE BUDGET 2023 INSIGHTS AND ANALYSIS: WOLTERS KLUWER SHARES MARKET-FIRST REPORTS HIGHLIGHTING KEY PROVISIONS

Wolters Kluwer expert reports provide real-time highlights of budget’s major economic tax, accounting and employment reforms

SINGAPORE, Feb 15 (Bernama-BUSINESS WIRE) -- Wolters Kluwer, a global leader in professional information, software solutions and services, today provided tax and HR professionals with access to two comprehensive reports.

These analyse and highlight the key economic tax and employment reforms announced by Deputy Prime Minister and Minister for Finance Lawrence Wong on Feb. 14 in the 2023 Singapore Budget which focuses on the country’s efforts to build a resilient nation post-COVID, while emphasising the importance of “Moving Forward in a New Era”.

• The Wolters Kluwer Singapore Budget 2023 – Tax Report shares expert insights and a high-level summary of the budget’s new business tax, personal tax and tax incentives.

• The Wolters Kluwer Singapore Budget 2023 – HR (Employment Law) Report shares expert insights on the Budget’s short- and long-term measures intended to invest in the economy and workers, including job growth incentives, and jobs.

Within 10 hours of the official release of the 2023 Singapore Budget, these comprehensive expert analyses were automatically made available to Wolters Kluwer clients who utilise the company’s CCH IntelliConnect knowledge platform, which enables users to instantly access the latest high-quality research content with the latest commentary, legislation and rulings, wherever they are.

Members of the media and the general public are invited to opt-in to receive the Wolters Kluwer Singapore Budget 2023 – Tax Report and the Wolters Kluwer Singapore Budget 2023 – HR (Employment) Report.

Izzy Silva, Managing Director, Wolters Kluwer Tax & Accounting, Asia Pacific, said:
“The market-first issuance of these two 2023 Singapore Budget reports underscores Wolters Kluwer’s commitment to providing our tax and accounting firm clients with real-time, rapid access to trusted, high-quality, accurate information and analysis that empowers them to make informed decisions on behalf of their businesses and clients.”

About Wolters Kluwer
Wolters Kluwer (WKL) is a global leader in professional information, software solutions, and services for the healthcare; tax and accounting; governance, risk and compliance; and legal and regulatory sectors. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with advanced technology and services.

Wolters Kluwer reported 2020 annual revenues of €4.6 billion. The group serves customers in over 180 countries, maintains operations in over 40 countries, and employs approximately 19,200 people worldwide. The company is headquartered in Alphen aan den Rijn, the Netherlands.

Wolters Kluwer shares are listed on Euronext Amsterdam (WKL) and are included in the AEX and Euronext 100 indices. Wolters Kluwer has a sponsored Level 1 American Depositary Receipt (ADR) program. The ADRs are traded on the over-the-counter market in the U.S. (WTKWY).

For more information, visit www.wolterskluwer.com/en-sg or follow us on Facebook or LinkedIn. 

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LITTLE WALLET™ AIMS TO ENHANCE FINANCIAL LITERACY AMONGST KIDS & TEENS IN SOUTHEAST ASIA

SINGAPORE, Feb 14 (Bernama-GLOBE NEWSWIRE) -- Little Wallet, a Singapore based Fintech, with the mission to promote financial literacy amongst kids and teens, has signed a partnership with Visa, under the Visa Fintech Fast Track Program.

With rising inflation and the cost of everyday goods going up, kids and teens need to be aware of the current economic climate and be financially prepared for the future. Financial literacy, which is almost never taught in schools, affects every aspect of our lives. However, very few kids and teens are exposed to this knowhow and brush it aside as “boring, grown-up stuff”. Little Wallet changes all this.

A Huge, Multi-Billion $ Addressable Market

“Kids and teens today live, learn and play on their phones. These digital natives, with the attention span of 20-30 seconds, form a huge and previously unexplored market, for the financial services industry,” cites Cyrus Daruwala – MD, Global Financial Services at IDC. “Most customers often stay with their first bank, so it is important to introduce them to banking while they are young. Furthermore, most banking products are siloed and don’t follow the cradle-to-grave lifecycle of a human being. This makes Little Wallet a world’s first, wherein not only are you inducting kids and teens into the world of banking, but you also have their parents (and grandparents) locked into a family wallet – sharing, transacting, monitoring, and educating all at the same time.”

Under Visa’s Fintech Fast Track Program, Little Wallet will leverage and access Visa’s network and capabilities to grow card issuance in the region. The program provides fintech start-ups like Little Wallet dedicated expertise and support, faster onboarding and access to a growing partner network.

Ms. Dung Dang, Visa Country Manager of Vietnam and Laos, said: “Visa has always championed financial literacy. Our Financial Literacy Program in Vietnam, which we started a decade ago in cooperation with the Central Committee of the Vietnam Students’ Association (CCVSA), demonstrates that commitment to educate our young people on financial management. Our partnership with Little Wallet to launch in Southeast Asia is timely, given the high interest observed from youngsters to build up their wealth, but seeing the gaps in not knowing where they can go to for reliable financial advice¹.”

Little Wallet founder, Rahul Sharma, exclaimed, “We are incredibly excited to be part of the prestigious group of startups selected for the Visa Fintech Fast Track Program. Being accepted into this program is a testament to Visa's endorsement of Little Wallet, further enhancing our customers' confidence in our offerings.”

Rahul – an ex-banker himself, with over 25 years of fintech experience, working for DBS, Deutsche Bank, was joined by Phoebe Tran – a tech executive with over 15 years of experience working for Facebook and Google. The two met at the INSEAD Global Executive MBA program. Little Wallet was a finalist at the INSEAD Venture Competition 2021 and emerged as one of the Top 3 winners at TechInAsia Start-up Arena 2022. Being parents to kids and teenagers themselves, the two realised the importance of financial literacy, and understood the huge gap and importance of smart money management.
 

How can Little Wallet do that?

Little Wallet offers a family banking app with a digital wallet. The smart ecosystem has features that promote healthy money habits to all generations thus fostering financial wellbeing for the entire family.

The app guides parents through the basics of money fundamentals and also is one of the firsts to introduce the concept of “Save Now, Buy Later” to teach kids the importance of saving.

Little Wallet - unlike the unintuitive banking apps of today – gamifies and visualises all aspects of banking to make it fun and engaging. All this, whilst enabling full parenting oversight and controls in place.

“We want to give the kids and teens who use our products a great experience and also give parents the right tools to bring kids into becoming really savvy, financially literate consumers,” said Phoebe Tran, Co-founder of Little Wallet. 

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Additional explanatory material for upcoming EGM of Shareholders - Fujitec

KUALA LUMPUR, Feb 13 (Bernama) -- Fujitec Co Ltd has announced additional explanatory material regarding its position on the Extraordinary General Meeting (EGM) of the Shareholders, to be held on Feb 24.

According to a statement, the Board of Directors at Fujitec resolved to approve the Company’s proposal (Proposal 1) to improve governance by the Board of Directors and to oppose all other shareholder proposals.

This is in regard to agenda items to be put forward at the EGM of the Shareholders, and as described in the document “Notice Concerning the Board of Directors' Position on the Agenda Item to be Submitted by the Company and the Agenda Items Proposed by a Shareholder for the Upcoming EGM of the Shareholders,” dated Jan 20, 2023.

“This disclosure is meant to convey our thoughts on issues of concern to Fujitec shareholders brought to our attention in conversations with them on the topic of the EGM of the Shareholders,” added Fujitec.

-- BERNAMA

HONG KONG SENDS ITS BIGGEST WELCOME TO THE WORLD: "HELLO HONG KONG" LAUNCHED WITH 500,000 FREE AIR TICKETS AND CITY-WIDE OFFERS​

HONG KONG, Feb 13 (Bernama-BUSINESS WIRE) -- Hong Kong Tourism Board:

Media can download the photos and videos footage from the following link:
https://assetlibrary.hktb.com/assetbank-hktb/action/browseItems?categoryId=999&categoryTypeId=2

Reuters video news release will be available for download from the following link:
https://drive.google.com/drive/folders/1xorkfOAscbIixNkSwxmxbnPSegxZtwZS

Hong Kong is ready to welcome visitors from all around the world once again with open arms and open doors. With the launch of the global promotional campaign “Hello Hong Kong” on 2 February, Hong Kong is sending its greatest welcome to the world with 500,000 free air tickets, as well as city-wide offers covering “Hong Kong Goodies” visitor consumption vouchers, to entice travellers to come to experience Hong Kong’s diverse appeals.

Dr Pang Yiu-kai, Chairman of the Hong Kong Tourism Board (HKTB), said: “Hong Kong is back on the map for global travellers, with more excitement to offer than ever before. We are extending a biggest welcome to the world through the ‘Hello Hong Kong’ campaign, inviting friends from everywhere as they return to one of the world’s greatest tourism destinations. I am confident that Hong Kong’s vibrant east-meets-west culture, together with our iconic and brand-new attractions and immersive experiences will attract travellers back for an epic, unforgettable journey.”

Mr Jack So, Chairman of Airport Authority Hong Kong said: “These tickets were bought at the worst time of the pandemic, showing our confidence in the future of Hong Kong’s aviation industry. The campaign will generate a multiplier effect on boosting air traffic and enormous publicity for Hong Kong. Since the relaxation of travel restrictions and quarantine requirements for inbound travellers last year, passenger traffic at the airport HKIA has started to pick up, especially in the last quarter. We also have had a good start of 2023 with the resumption of normal travel with the Mainland. HKIA has always been a major international aviation hub. We are confident that passenger traffic will continue to rise.”

HKTB Executive Director Mr Dane Cheng presented the Board’s key strategies and initiatives in reviving tourism at the press conference on 2 February, including:

1. Saying Hello from Hong Kong to the World

The “Hello Hong Kong” promotional campaign is being rolled out worldwide to send the positive message that Hong Kong is back with signature and new exciting experiences awaiting visitors.

The campaign includes a series of vibrant promotional contents, which will be broadcast on 3,000 platforms worldwide. A series of thematic videos will feature business leaders, social influencers, Hong Kong Super Fans, and Hong Kong celebrities including Cantopop legends Aaron Kwok, Sammi Cheng and Kelly Chen, showcasing the city’s array of thrilling new experiences.

2. Welcoming Global Travellers with An Unprecedented Giveaway

To entice globetrotters to embark on a long-awaited visit to Hong Kong, 500,000 free air tickets will be given away by the Airport Authority Hong Kong to different markets in phases, through three home-based carriers namely Cathay Pacific Airways, Hong Kong Express and Hong Kong Airlines, starting from March.

An array of enticing welcoming offers from over 16,000 outlets across the city have been put together by the HKTB and the tourism and hospitality sectors to welcome back visitors. Among which, at the initial stage, at least 1 million “Hong Kong Goodies” visitor consumption vouchers will be given out, covering a complimentary welcome drink at participating bars, restaurants, and hotels, or a cash voucher to be redeemed in the transportation, culinary and retail sectors, as well as attractions.

3. Showcasing Hong Kong’s New Experiences and Events

The whole city cheers on to greet visitors with new and upgraded attractions introduced in the past few years and its all-time-iconic experiences. Most notable among the dozens of new developments are M+ and Hong Kong Palace Museum at the West Kowloon Cultural District, the new sixth-generation Peak Tram, Water World Ocean Park, the new night-time show “Momentous” at Hong Kong Disneyland and enhanced waterfront promenades offering spectacular new ways to admire Victoria Harbour.

In addition, Hong Kong will host a year-round calendar of more than 250 events and festivals across 2023. Highlights include the Hong Kong Marathon, the Clockenflap music festival, Art Basel, the Museum Summit 2023, Hong Kong Rugby Sevens, and New Year Countdown Celebrations, showcasing the dynamic and diverse appeal of the city.

With its peerless facilities, events spaces and networking opportunities, Hong Kong has more than 100 international MICE events planned for 2023, providing excellent platforms for different sectors to seize business opportunities.

Website: https://discoverhongkong.com/hkgoodies

Hello Hong Kong Infographics will be available from the following link:
https://drive.google.com/file/d/1SJVyiyxNHdQn5cIJYsFSRklucyAlg6tN/view?usp=share_link

 

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JUNIPER RESEARCH: OPEN BANKING PAYMENTS TRANSACTIONS TO SURPASS $330 BILLION GLOBALLY BY 2027, AS BILL PAYMENTS AND ECOMMERCE INTEGRATIONS DRIVE ADOPTION

BASINGSTOKE, England, Feb 13 (Bernama-BUSINESS WIRE) -- A new study from Juniper Research has found that global Open Banking payments transaction values will exceed $330 billion globally by 2027; up from $57 billion in 2023. The report, Open Banking: Opportunities, Competitor Leaderboard & Market Forecasts 2023-2027, predicts that the development of new use cases, such as bill payments via Open Banking, will drive adoption, given Open Banking’s simplicity of use versus alternatives, such as card payments.

For more insights, download our free whitepaper: Why the Future of Banking Is Open

Educating Consumers Is Key to Open Banking Success

The research anticipates that efforts to educate consumers about the security and benefits of Open Banking will catalyse market growth; helping alleviate common consumer fears and misconceptions regarding the potential misuse of financial data to which third parties are granted access.

Research author Jordan Rookes explained: “Open Banking must overcome consumers’ security fears surrounding the sharing of financial data if it is to fulfil its strong growth potential. Accordingly, Open Banking vendors must educate consumers, and provide greater transparency surrounding data privacy and security by highlighting the procedures in place to protect financial data to ease security concerns and encourage greater adoption of Open Banking services when marketing their solutions.”

New Use Cases to Drive Open Banking Growth

The research also predicts the development of new use cases will be instrumental to ensuring that Open Banking fulfils its potential. One of the most promising new use cases is the ability to use Open Banking payments to pay tax bills, as introduced in the UK. As bill payments using Open Banking expand outside of the UK, they are expected to account for more than $59 billion globally in transaction values by 2027.

Vendors in the Open Banking space must continue to invest in new high-potential Open Banking use cases, such as full integration within eCommerce marketplaces. This will help both further develop the Open Banking market and attract a more sizeable user base; becoming more competitive in an increasingly saturated digital payments market.

View the market research: https://www.juniperresearch.com/researchstore/fintech-payments/open-banking-market-research-report

Download the whitepaper: https://www.juniperresearch.com/whitepapers/why-the-future-of-banking-is-open

Juniper Research provides research and analytical services to the global hi-tech communications sector; providing consultancy, analyst reports, and industry commentary. 

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